If you run a business using 1099 subcontractors, it’s easy to assume you’ve avoided some of the insurance responsibilities that come with having employees—especially workers’ compensation. We hear it all the time: “I don’t have employees…just subcontractors.” However, when it…
Working from home. Selling handmade goods online. Consulting clients over Zoom. Teaching lessons out of your home. If this sounds like you, you’re part of a growing group of home-based business owners across the United States — but many of…
October is Cybersecurity Awareness Month, and it’s a timely reminder that even Main Street businesses — from local contractors and retailers to service providers and professional offices — are now frequent targets for cybercrime. You don’t have to be a…
Owning a small business in Missouri means you wear a lot of hats—manager, marketer, customer service rep, and often, problem solver-in-chief. But one of the smartest moves you can make to protect your business and your team is having workers’…
Protecting Your Passion: Insurance Essentials for Small Businesses During Small Business Month May is Small Business Month, a time to recognize the 33.2 million small businesses in the U.S. that make up 99.9% of all American businesses (SBA, 2024). While…
