"A Professional Agency with Personal Service."
Business Insurance
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Our Story


Established in 1958 by James A. Smart, the company has grown to a full service insurance agency with third generation family involvement, serving 2,000 individuals, families, and business entities in and around the Southwest Missouri area.




Every policy I have began with Smart Insurance.  Every member of the staff is incredibly helpful and are great at talking through all the available options in a no-pressure way.  I’ve referred a number of friends and family members to Smart Insurance because I trust their advice and recommendations.”  -Matt P


"I have worked with Smart Insurance for 13 years and they handle all of my business and personal insurance needs.  His policies consistently produce the best prices and they can cover any and all types of insurance needs.  His office is also very receptive to customer assistance and support and can get you anything you need with a simple phone call." -Mark C


"There are many things in life that are FUN to shop for like a new car, new golf clubs, or a family vacation, etc. There are other things in life that are not fun at all, and buying insurance can be one of those things. Thankfully the team at Smart Insurance makes buying insurance such a pleasant and convenient experience!! I would recommend them to anyone."  -Gary W 


“I have used Smart Insurance Company for over 10 years for my business insurance needs.  I have found Randy and his staff to always be professional, competitively priced, and provide great customer service.  Randy is always willing to answer my questions thoroughly and make sure I understand the appropriate coverage I need to protect my business and family.  I will continue to recommend Randy to other contractor’s and clients" -Travis M

"Custom Creations Landscaping and Lawn has been a customer of Smart Insurance Agency for several years now.  I originally switched to them because of their competitive prices, but I have stayed with them because of their excellent customer service.  My industry tends to require insurance adjustments frequently throughout the year, and Smart Insurance Agency always processes all my requests in a timely manner and with a helpful attitude." - Kevin R