🔥 What Is Fire Prevention Month? Every October, fire professionals across the U.S. dedicate time to reminding families about the importance of fire safety. This tradition stems from the Great Chicago Fire of 1871, which burned for two days and…
When was the last time you checked your homeowners insurance deductible? If it’s been a while, you may be in for a surprise. In the past few years, many insurance carriers have quietly changed deductible structures, especially for weather-related claims…
With homeowners insurance premiums rising and natural disasters becoming more frequent, 2025 is shaping up to be a crucial year for property insurance. Understanding 2025 property insurance trends can help you protect your home, reduce costs, and stay ahead of…
The holiday season is here, and many of us are busy picking out the perfect holiday gifts for our loved ones. Whether it’s a dazzling piece of jewelry, cutting-edge electronics, or a one-of-a-kind piece of art, giving a meaningful gift…
With winter just around the corner, now is the time to revisit common winter weather issues and prepare your home for the colder months ahead. We hope these winter prep tips will be helpful in preventing some frustrating winter-related home…
With the continued popularity of platforms like Airbnb, it’s important that to address some questions that you may have regarding the insurance implications of renting out your home. Renting your home can indeed be lucrative, but it’s essential to understand…
As swimming pool season has kicked off, there’s nothing like a refreshing dip to beat the heat. To ensure you and your loved ones can relax safely by the pool all summer long, here’s an insurance perspective on pool safety.…
Severe weather keeps rolling through Southwest Missouri including wind, SO much rain, a little hail, and of course there always seems to be the chance for a tornado. With all the weather activity, we’ve been fielding lots of calls about…
Personal Umbrella Insurance Spring rains are going to start falling soon, and the last thing we want is for you to feel exposed to the storms of life due to a lack of protection. To really feel secure about protecting…
In today’s challenging insurance landscape, it’s no secret that premiums are on the rise. This industry-wide issue is affecting many consumers, and we here at Smart Insurance understand the importance of equipping our clients with the necessary resources to navigate…