At Smart Insurance, we issue many different types of bonds including public official bonds, notary public bonds, license & permit bonds, motor vehicle dealer bonds, sales tax bonds, and contract bonds including bid, performance, and payment bonds.  


Contract bonds guarantee the contractor's completion of the agreed upon work, price & completion time.


A performance bond is a surety bond issued by an insurance company to guarantee satisfactory completion or performance of a project by a contractor. These are generally three party agreements as outlined below:

Principal ‐ Contractor being hired to perform under a certain contractual agreement.

Obligee ‐ Party for whom the bond will benefit in the event of a contractual default.

Surety ‐ Guarantor, generally an insurance company.

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This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of this online form/application, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent. Note any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us on this online form/application and/or in communications with us. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state.

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