O Christmas Tree, O Christmas Tree


Christmas trees are a beloved holiday tradition, but they can pose a huge fire risk--which could put a huge damper on those holiday celebrations. It's probably safe to say that if you have a real tree, it's now been in your home for a week, or two...which means the needles and branches will quickly start to dry out. On average, says the National Fire Protection Association, fire departments across the country respond to more than 200 blazes related to holiday trees each year.


Despite how much we here at Smart Insurance Agency support our local firefighting heroes, we hope they won’t have a reason to show up at your doorstep this holiday season. So, here are our common-sense suggestions for enjoying a Christmas tree safely:


1. If you opt for an artificial tree, be sure it has a flame retardant label or certification. If you’re picking out a live tree, forgo the one with brownish needles that are falling out – it’s too dry. Instead choose one with fresh, green needles that don’t fall out even when you shake the limb.

2. Place your live tree in water as soon as possible, using about a quart of water per each inch of stem diameter. Before you do, however, make a fresh cut from the stem bottom – straight across – to help the tree get water. Replenish the water regularly.

3. Situate the tree so you can still access the exits in the room, and keep it at least 3 feet away from open flames or heat sources, such as your fireplace or radiator.

4. Now it’s time for the best part – trimming the tree. Choose lights and other decorations labeled as flame retardant, and make sure your lights don’t have frayed or worn wires. Leaving the house or going to sleep? Be sure to unplug those lights.

5. It’s always a chore – and somewhat of a bummer – to take down the tree each year, but do so sooner rather than later, especially with a live tree. Otherwise you prolong your risk of a fire. Check for tree recycling options in your area for responsible disposal.


No matter if you trim your tree with popcorn or with heirloom ornaments, we hope it brings the magic of the season alive for you and your loved ones this year. Merry Christmas from all of us at Smart Insurance Agency!


*Content provided in partnership with Safeco Insurance


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