Welcome to the Smart Insurance Agency Blog!

Well, chalk this up as something else NEW that we're starting at Smart Insurance. We're starting this blog to keep you informed on some insurance information that we feel is important, and maybe provide some insight into various insurance coverages that maybe you don't know much about.

We certainly won't be blogging every day, or even every week, because...umm...we also have to sell insurance and service all of our wonderful customers, AND...no one wants to read about insurance ALL of the time BUT...we'll try to post here at least once a month to give you some new insurance information or ideas. And, we're always up for suggestions---so if you want us to expand on a certain topic, just send us an email at llayman@smartinsuranceagency.com.


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Statements on this website as to policies and coverages and other content provide general information only and we provide no warranty as to their accuracy. Clients should consult with their licensed agent as to how these coverages pertain to their individual situation. Any hypertext links to other sites or vendors are provided as a convenience only. We have no control over those sites or vendors and cannot, therefore, endorse nor guarantee the accuracy of any information provided by those sites or the services provided by those vendors.

This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of this online form/application, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent. Note any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us on this online form/application and/or in communications with us. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state.

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