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Personal Insurance

Smart Insurance knows that in Missouri, there are as many unique insurance needs as we have neighbors who live here! To talk with one of our helpful team members about your insurance needs, contact us today.


Vehicle Insurance – Insurance protection for the things that matter most to you.

  • Auto Insurance – Get the right insurance coverage for your car, truck, van or other vehicles.

  • Motorcycle Insurance – Ride safe and insure your motorcycle.

  • ATV and Motorsport Insurance – Insurance policies that cover all your toys.

  • Classic Car Insurance – Your classic car is an icon. Insure it well.

  • RV and Mobile Home Insurance – Home insurance for your home-on-the-road.

  • Boat and Watercraft Insurance – Insurance coverage for the captain of the ship.


Property Insurance  – Protecting your most valuable assets.

  • Homeowners Insurance – Insurance protection for your most valuable asset.

  • Condo Insurance – Condos have special needs – make sure your insurance is right!

  • Renters Insurance – Inexpensive insurance options that make sense for renters.

  • Flood Insurance – Insurance protection that covers what many homeowner’s policies don’t.

  • Personal Umbrella Insurance – Extra insurance protection for the unforeseen.


Life and Health Insurance – Insurance protection for your family

  • Health Insurance – Insurance coverage that helps take care of you.

  • Term Life Insurance – Insurance protection to help keep your family secure.

  • Whole Life Insurance – Life insurance coverage with a long-term investment.

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