Life & Health

Protect your family and your future with the right personal, health and life insurance

 

Planning to keep your family secure – today, tomorrow, and down the road? The right personal, life, and health coverage is essential.

 

Smart Insurance is an independent insurance agency – meaning we do business with multiple insurance companies and compare protection and prices to find the best value for you. As your local agent, we understand the details of planning needed in Missouri, and we’re committed to being your advocate in times of need.

 

 

Insurance protection for your family 

 

  • Health Insurance – Enjoy peace-of-mind with quality health insurance coverage that you can count on.  We can provide a variety of plans for you, your family, your children and your employees. With our expert guidance, we can help you find the right plan that fits your life and your budget.

 

  • Term Life Insurance – Term life insurance provides protection for a specified period of time. If you do not currently have life insurance, term can be a good place to start. It’s generally less expensive than permanent (whole) life insurance, and is available in varying time periods with fixed premiums from a one year (annual renewable term) to 30-year (level term) period. Furthermore, term life insurance is sometimes convertible to permanent coverage, providing you with flexibility as your needs change.

 

  • Whole Life Insurance – Whole life insurance is a form of permanent life insurance that remains in force for your entire lifetime, provided premiums are paid as specified in the policy. Whole life insurance can be an investment opportunity, as many whole life insurance policies also build cash value over time.

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Statements on this website as to policies and coverages and other content provide general information only and we provide no warranty as to their accuracy. Clients should consult with their licensed agent as to how these coverages pertain to their individual situation. Any hypertext links to other sites or vendors are provided as a convenience only. We have no control over those sites or vendors and cannot, therefore, endorse nor guarantee the accuracy of any information provided by those sites or the services provided by those vendors.

This information is not an offer to sell insurance. Insurance coverage cannot be bound or changed via submission of this online form/application, e-mail, voice mail or facsimile. No binder, insurance policy, change, addition, and/or deletion to insurance coverage goes into effect unless and until confirmed directly with a licensed agent. Note any proposal of insurance we may present to you will be based upon the values developed and exposures to loss disclosed to us on this online form/application and/or in communications with us. All coverages are subject to the terms, conditions and exclusions of the actual policy issued. Not all policies or coverages are available in every state.

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© 2015 - Smart Insurance Agency. All rights reserved. Marionville, MO  417-258-2541